USDC (USDC)
- Today's price
- $0.9997
- 24h %
- -0.00%
- Market cap
- $71.16B
- 24h volume
- $9.33B
- Circulating supply
- 71.18B USDC
- Updated
- 07:22 PM UTC
- ATH
- $1.17
Swap USDC to Monero (XMR) Instantly
Swap USDC to Monero (XMR) quickly and securely with Paysmaker. Enjoy instant non-custodial execution, transparent pricing without hidden markups, and direct wallet-to-wallet settlement across supported blockchains.
USDC to XMR conversion rate
Check live USDC to XMR and XMR to USDC conversion rates based on current liquidity and real-time market depth. Current rate: —.
Price calculator
Estimate a USDC to Monero (XMR) swap. Mid-market reference: —.
Price calculator
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USDC/XMR Live Price Chart
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USDC/XMR Volatility & Historical Ranges
Track real high/low ranges for both assets over standard reporting periods.
USDC Volatility
| Period | High | Low | Average | Spread / Volatility |
|---|---|---|---|---|
| 24 Hours | $1.00 | $0.9995 | $0.9998 | 0.07% |
| 7 Days | $1.00 | $0.9995 | $1.00 | 0.15% |
| 30 Days | $1.00 | $0.9994 | $1.00 | 0.21% |
XMR Volatility
| Period | High | Low | Average | Spread / Volatility |
|---|---|---|---|---|
| 24 Hours | $610.72 | $585.70 | $598.21 | 4.27% |
| 7 Days | $655.10 | $570.60 | $612.85 | 14.81% |
| 30 Days | $655.10 | $514.63 | $584.86 | 27.30% |
Market Data
USDC trades at $0.9997 (-0.00%). 24h range $0.9995 – $1.00, spread 0.07%. 7d -0.02%, 30d -0.01%. Market cap $71.16B, 24h volume $9.33B, ATH $1.17.
Monero (XMR) trades at $601.30 (+1.14%). 24h range $585.70 – $610.72, spread 4.27%. 7d -2.37%, 30d +9.99%. Market cap $11.32B, 24h volume $115.27M, ATH $798.91.
Monero (XMR)
- Today's price
- $601.30
- 24h %
- +1.14%
- Market cap
- $11.32B
- 24h volume
- $115.27M
- Circulating supply
- 18.82M XMR
- Updated
- 07:22 PM UTC
- ATH
- $798.91
Data from CoinMarketCap
All-time high
USDC (USDC)
- ATH price
- $1.17
- ATH date
- Nov 17, 2021
- Days elapsed
- 1,805
- Below peak
- 14.81%
USDC is 14.81% below its all-time high of $1.17 from Nov 17, 2021 (1,805 days ago). Sending USDC today means swapping an asset that is still 14.81% under that peak.
Monero (XMR)
- ATH price
- $798.91
- ATH date
- Jan 14, 2026
- Days elapsed
- 285
- Below peak
- 24.74%
Monero is 24.74% below its all-time high of $798.91 from Jan 14, 2026 (285 days ago). Receiving XMR today means getting an asset that is still 24.74% under that peak.
Step-by-Step Overview
Enter the amount of USDC you want to swap
Provide your Monero (XMR) wallet address
Send USDC to the generated deposit address
Receive Monero (XMR) directly in your wallet
Benefits
No KYC or registration required
Fast transaction processing
Competitive real-time rates
Secure and direct wallet delivery
FAQ
How long does a USDC to Monero (XMR) swap take?
Most USDC to Monero (XMR) swaps complete within 5 to 30 minutes, requiring 1 to 3 network confirmations on the sender blockchain.
What are the minimum and maximum limits for swapping USDC to Monero (XMR)?
The minimum amount starts from approximately $2 to $10 in equivalent USDC, while maximum liquidity reaches up to $50,000 to $100,000 per order.
What is the difference between fixed and floating rates?
With floating rates, your exchange executes against live market order books upon deposit confirmation, typically within 0.5% to 1% spread. Fixed rates lock the exact price for 10 to 20 minutes.
Do I need to complete KYC verification to swap USDC to Monero (XMR)?
No account registration or identity verification is required for 99%+ of standard swaps, ensuring private and direct crypto transfers.
Are all fees included when converting USDC to Monero (XMR)?
Yes, 100% of all processing and network gas costs are already included in the quoted receive amount with zero hidden charges.
How many blockchain network confirmations are needed for USDC?
Transactions typically require 1 to 12 confirmations depending on the blockchain network before the exchange is automatically released.
What happens if I send less than the minimum required amount?
Deposits below the minimum threshold (typically under $2) cannot be processed by liquidity partners and may not be recoverable if network gas exceeds the amount.
Is it safe to swap USDC to Monero (XMR) on Paysmaker?
Yes. Paysmaker employs non-custodial routing with 256-bit SSL encryption so your private keys never leave your custody.
Can I track my USDC to Monero (XMR) exchange status?
Yes. Each swap provides a unique 6-character order ID with a live status tracker updated every 5 seconds until funds arrive.
Related Swaps
Incoming directions (X -> Monero (XMR))
Outgoing directions (USD Coin (USDC)-> Y)
Related pairs with preset amounts
Swapping USD Coin (USDC) to Monero (XMR)
This page is a USDC to XMR converter and a working exchange at once: one rate, one screen, no account. A USD Coin (USDC) to Monero (XMR) swap here needs a deposit and an address, and that is the whole list. Both directions of the same trade live here, whether that means buying Monero (XMR) with USD Coin (USDC) or selling USDC for XMR. XMR goes out on — by default, and the network you pick sets the fee, the speed and the address format. The XMR to USDC page carries the opposite direction with its own quote and minimum. Rates come from live market data and are re-quoted while you type.
